Total Debt Servicing Ratio (TDSR)

Property

Not yet time to ease property cooling measures, says MAS

SINGAPORE (June 29): Singapore’s property cooling measures are here to stay, according to the Monetary Authority of Singapore (MAS).

Broker's Calls

More bark than bite but easing of measures a major sentiment booster

SINGAPORE (March 14): The Singapore Government surprised the market with a modest easing of the existing property market measures.

Update

Govt relaxes SSD, TDSR rules for residential properties; introduces new stamp duty for property-holding entities

SINGAPORE (March 10): Even as Singapore’s property cooling measures look set to remain, the government on Friday announced a reduction of Seller’s Stamp Duties (SSD) and changes to the Total Debt Servicing Ratio (TDSR).

Credit card usage to decline as Singapore consumers become more debt-averse

SINGAPORE (Dec 6): Credit cards may be Singapore’s most popular payment method at the moment, but possibly not for long.

TDSR fine-tuning not easing of cooling measures but still largely positive

SINGAPORE (Sept 5): When the Monetary Authority of Singapore (MAS) announced changes to the Total Debt Servicing Ratio (TDSR) framework last Thursday, the regulatory authority made it clear that it was not the easing of property cooling measures that some
Tok Geok Peng, Executive Director of Secured Lending, Consumer Banking Group (Singapore), DBS Bank

Quote of the day

Refinancing 'more efficient' with TDSR fine-tuning

For someone who already has a mortgage, the monthly repayment usually forms a large part of their household expense; thus we believe this fine-tuning move will give them peace of mind as it helps them better manage their mortgage loan repayment regardless

MAS refines TDSR rules for refinancing existing property loans

SINGAPORE (Sept 1): The Monetary Authority of Singapore (MAS) on Thursday fine-tuned the refinancing rules under the Total Debt Servicing Ratio (TDSR) framework to allow borrowers more flexibility in managing their existing debt obligations.
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