SINGAPORE (Dec 18): Union Bank of the Philippines (UBP) is not the largest bank in the Philippines, but it is one of the country’s top universal banks that distinguishes itself through superior technology, unique branch sales and service culture and centralised backroom operations.

UBP consistently ranks among the top three listed banks in the country in terms of profitability and cost efficiency ratio despite its ranking in size.

Having been at the forefront of the country’s digital banking revolution as early as the late 1990s, UBP is quick to join the ongoing global trend of financial institutions making use of technology so that the banking group can be more efficient, serve its customers better and, ultimately, generate better returns for shareholders.

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